FBS Advisory

Bookkeeping & Finance

Accounting & Bookkeeping Services for Indian Businesses

We handle your day-to-day accounting on Zoho Books — transactions, reconciliations, payables, receivables, and monthly financial statements. Your books are always GST-ready, audit-ready, and visible to you in real time from your phone.

Overview

Clarity at every step

Good books are the base for every GST return, loan application and tax filing. We keep yours on Zoho Books, so you and our team work from the same live records. Each month we record sales, purchases and expenses, reconcile bank and card accounts, track what customers owe you and what you owe suppliers, and close the month with a profit and loss account, balance sheet and cash-flow view. Because every entry is coded with the right GST and TDS treatment as it is posted, return filing and year-end audits take hours, not weeks. We work with businesses across India fully online from our Kochi office, and we can take over from an existing accountant or clean up past periods first.

What you gain

  • Always-current, reconciled books
  • GST-ready and audit-ready every month
  • Real-time visibility from your phone
  • Clean monthly financial statements

What's included

Everything your books need, every month

Day-to-day bookkeeping

  • Sales invoices, receipts and credit notes recorded
  • Purchase bills and expenses coded with the right GST and TDS treatment
  • Petty cash and employee expense claims
  • Fixed asset register and depreciation

Reconciliations

  • Bank and credit card accounts reconciled every month
  • Customer and supplier balances matched with their statements
  • Purchase register matched with GSTR-2B before GST filing
  • Payment gateway and marketplace settlements matched to sales

Receivables and payables

  • Ageing reports showing who owes you and for how long
  • Automatic payment reminders set up in Zoho Books
  • Supplier payment schedule, with TDS deducted correctly
  • Tracking of MSME supplier payments against the 45-day limit

Month-end close and reporting

  • Profit and loss account, balance sheet and cash-flow view
  • Month-on-month comparison with short notes on what changed
  • Accruals, prepaid expenses and provisions booked
  • Year-end books and schedules ready for your auditor

Who this is for

  • Traders and distributors with high invoice volumes
  • Service businesses, agencies and IT companies
  • Startups that need clean books from the first month
  • Businesses with branches in more than one state, or entities in Saudi Arabia or the UAE
  • Businesses whose books are months behind and need a clean-up

How a month runs

Your monthly accounting calendar

A typical month with us. We agree the exact dates with you at the start, around your GST and TDS due dates.

WhenWhat happens
1st to 5thYou share bank statements, bills and sales data, or they flow in automatically through bank feeds
By the 7thTDS for the previous month is deposited
By the 11thSales for the month are recorded and GSTR-1 is filed
14th to 18thPurchases are matched with GSTR-2B so you claim only valid input tax credit
By the 20thGSTR-3B is filed and GST is paid
Month endBooks are closed and your reports are shared, with a short call if anything needs a decision

Our process

A practical path forward

01

Set up

Configure Zoho Books around how your business actually operates.

02

Maintain

Record transactions, reconcile accounts, and close the month on schedule.

03

Report

Deliver financial statements and a clear view you can act on.

Common questions

Good to know

Yes. We plan the handover, review opening balances, and document outstanding items before regular reporting begins.

Yes. Your books live on Zoho Books, so you can view reports, dues, and cash position from your phone in real time.

Bank statements (unless bank feeds are connected), purchase bills, expense receipts and any sales not raised in Zoho Books. Most clients share them through a shared folder or WhatsApp, and we send a short list of anything missing.

Yes. We first bring the pending months up to date, reconcile bank and GST records for that period, and then move you to a regular monthly routine.

We work on Zoho Books because it gives you and our team the same live records from anywhere. If you are on Tally, we migrate your data with opening balances reconciled, so nothing is lost in the move.

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